Watching Landlords Parcel Numbers for Renters
Be alerted quickly to changes in a property you have an interest in.
Tenants are often the last to know that the rental property they are living in is in foreclosure. Some are made aware by letters in the mail, calls, or people showing up interested in buying the house.
You can protect yourself from an unexpected eviction with WatchIllinois Property Alert Program.
Simply create an account, and enter in the parcel number (PIN) for the property you reside at, and WatchIllinois will scan through thousands of public records for your property. Once found, you can select to track that property for three months, six months, or twelve months, starting as low as $5.95.
WatchIllinois will supply all current and past public records found on your property (if any), and if the property goes into foreclosure, or gets a foreclosure auction date scheduled, then you will be notified by email - so you can protect yourself from an unexpected eviction.
FAQ about Tenants Renting a Foreclosed Home
How long is the foreclosure process in Illinois?
The foreclosure process in Illinois takes around 9 months, and typically begins 30 days after the homeowner is delinquent on their mortgage. The homeowner then has around 7 months to either bring the terms of the mortgage current, negotiate a new payment arrangement with their lender, or sell the house to avoid a foreclosure auction. The foreclosure process could last up to a year or longer, if the lender decides not to file foreclosure right away.
If none of the above options happen after 9 months, the house will be sold at public auction, in which the public has an opportunity to buy the property, often times at a discount. If the home is not purchased at auction, the lender repossesses the property. Public auction typically takes place at the County Courthouse.
Should I stop paying rent if my house goes into foreclosure?
During that 9 months or so prior to auction, your landlord still owns the property. While your landlord owns the property, your lease is still legal and valid. Therefore it is important for you to continue paying rent, regardless of whether your landlord pays his mortgage with that money or not. If you are responsible for any other utilities, etc., continue paying those as well. You do not have to move out
because of this foreclosure notice, and if you do, you will be violating your lease with your landlord. Only if you receive court-ordered papers with YOUR name on them, or an eviction notice, will you have to move out.
What are some signs that my landlord may be in foreclosure?
What advice can you give me if I rent a foreclosed home?
- Advertisements coming to the house that offer services such as "we assist homeowners facing foreclosure" or "we want to buy your house, cash offers"
- Unable to reach your landlord for long periods of time
- Coming home to a padlock on the door
- Call your landlord if you receive any notices or signs that the property may be in foreclosure. They may be hesitant or unwilling to tell you details about it, as foreclosure can be an embarrassing financial hardship, but they also may be open and honest. It is always best to communicate. Remember that a foreclosure is part of the public record for all to see.
- Stay in contact with your landlord to make sure he/she is the current owner, so you know where you should be paying rent, or who to contact for repairs.
- You can monitor the status of the home you rent and live in by using the service WatchIllinois. This online private eye service alerts you when new public records are filed on a property, person, or a business. Therefore, if you are uncertain if your rental is in foreclosure, the WatchIllinois service will let you know for certain, and also alert you if an auction date gets scheduled on the property.
- Champaign County
- Cook County
- DeKalb County
- Dupage County
- Kane County
- Kendall County
- Lake County
- McHenry County
- Will County
Pin Watch will scan for:
Get Started in 4 Easy Steps
- Step One:
Create an Account
- Step Two: Create your Watch
A Watch is the criteria you are searching for in Northern Illinois public records, such as a Person, Business, Phone Number, or Property Pin Number
- Step Three: View results instantly
- Step Four: Receive ongoing weekly updates if new public records are filed